|
|
 Medical
expenses
|
|
Two
options
(the
level of
cover
you
require)
|
|
Option
1
|
|
Coverage
of
medical
care
in
case
of
illness
or
accident.
Option
1
can
be
subscribed
until
64
years
of
age.
A
health
profile
must
be
filled
out. |
|
|
Option
2
|
|
Coverage
of
hospitalisation
in
case
of
accident
only.
Option
2
can
be
subscribed
until
79
years
of
age,
with
no
health
profile. |
|
|
These
options
cover
healthcare
in
France,
in the
french
overseas
departments
and the
stays
abroad in
Europe
(not
Russia)
and the
stays in
country
of
origen.
|
|
Reimbursement
per year
and per
person
|
38,250
euro per
year |
38,250
euro per
year |
-
Hospitalisation
: stays,
fees
within
the
limit of
100% of
the
French
Social
Security
agreed
rate
|
100% of
expenses
|
100%
of
expenses
following
an accident
|
-
Visit
-
Nursing
care,
tests
-
Pharmacy,
x-ray
-
Physiotherapy
(following
accident
and
after
coverage
surgical
hospitalisation.)
|
100%
of
expenses
within
the
limit of
100% of
the
French
Social
Security
agreed
rate
|
-
-
-
-
|
|
Dental
care (following
an accident)
|
up
to 230 euro
/ year
|
up
to 230 euro
/ year
|
|
Dental
prosthese
(following
an
accident)
|
up
to 460 euro
/ year
|
up
to 460 euro
/ year
|
|
Optics
(lenses
and
frames
or
contact
lenses)
(following
an accident).
|
100%
of
expenses
Maxi.
230 euro /
year
|
100%
of
expenses
Maxi.
230 euro /
year
|
|
Hospital
flat
rate,
private
room
|
100%
of
expenses
Maxi. 49 euro /
day
|
100%
of
expenses
Maxi.
49 euro /
day
|
|
|
|
|
|
| Counselling
helpline
|
|
This
cover is
intended
to help
you
release
tension
by
talking
through
difficult
situations
and so
recover
your
sense of
calm and
well-being.
It can
also
provide
support
during
the
sometimes
stressful
experiense
of
returning
to your
home
country.
This
telephone
or email
support
does not
constitute
psychotherapy.
|
|
Dialogue
with a
clinical
psychologist
|
Up
to 5 conversations
by
telephone
or
exchange
of email
with a
team of
psychologists
available
24 hours
a day
seven
days a
week |
|
|
|
|
|
| Repatriation
assistance
|
|
If
you are
seriously
hill or
injured,
and the
insurance
has
accepted
your
claim,
we wil
organise
and pay
for the
following
:
|
|
Medical
transportation,
repatriation
in
Europe
except
Russia
or in
native
country
|
100%
of
expenses
|
|
Repatriation
of the
body in
case of
death
|
100%
of
expenses
|
|
Excorting
of the
defunct
or
repatriated
beneficiary
|
100%
of
expenses
|
|
Transport
ticket
for a
relative
if the
hospitalisation
lasts
over 10
days
|
Return
ticket
economy
class
air fare
or first
class
train
fare
|
|
|
|
|
|
| Individual
accident
|
|
Death
through
accident
|
7,700
euro or
funeral
expenses
for the
under
16's
|
|
Disablement
through
accident
|
up
to 30,500
euros,
excess
20%
|
|
|
|
|
|
| Personal
liability
|
|
We
will
cover
you for
any
money
that you
have to
pay as a
result
of any
damage
you are
held
responsible
for in a
non-business
capacity.
The
journey
to and
from
your
home and
your
place of
work is
also
covered.
You are
covered
if you,
or any
person
you are
responsible
for, are
held
legally
responsible
for
damage
caused
to a
third
party
while
travelling
to your
country
of
expatriation
and
during
your
stay
abroad :
|
|
Physical
injutries
|
up
to 765,000
euro
|
|
Material
damages
and
immaterial
damages
|
up
to 460,000
euro,
excess : 76
euro
|
|
Le
gal
Protection
-
Appeals
|
upto
3,100
euro, if
costs
are over
: 228
euro
|
|
Extension
for
professional
life :
Corporate
training
:
damages
|
up
to 12,000
euro,
excess : 76
euro
|
|
|
|
|
|
| Baggage
|
|
Luggage
wich is
lost,
stolen,
destroyed
in an
explosion
or fire
or
damaged
by water
during
the trip
or the
stay
(limited
to 50%
for
valuables)
|
Up
to 1,200 Euros
(excess of 30 Euros
per claim)
|
|
|
|
|
|
|
|
| ANNUAL
PREMIUM (All taxes
included) 2005 |
| Per
person insured up to
31/12/2005 |
| Minimum
: 15 days. Maximum
12 months |
|
|
|
|
Option
1 |
|
illness
or
accident |
|
|
Option
2 |
|
Hospitalisation
only in
case
of
accident |
|
|
0-30
|
31-40
|
41-50
|
51-64
|
0-64
|
|
|
15
days
|
53
euro
|
65
euro
|
85
euro
|
105
euro
|
46
euro
|
57
euro
|
|
Months
|
73
euro
|
101
euro
|
131
euro
|
161
euro
|
66
euro
|
87
euro
|
|
|
|
|
  SUITE
|
