| Cover
                                                                        1 :
                                                                        Medical
                                                                        expenses | 
                                                                    
                                                                      | Maximum
                                                                        amount
                                                                        of
                                                                        medical
                                                                        expenses
                                                                        cover | up
                                                                        to 200,000
                                                                        euro per
                                                                        year of
                                                                        cover | 
                                                                    
                                                                      | Hospitalisation
                                                                        for
                                                                        surgery
                                                                        (including
                                                                        ambulance
                                                                        service) | 100%
                                                                        of the
                                                                        french
                                                                        social
                                                                        security
                                                                        reimbursement | 
                                                                    
                                                                      | Third
                                                                        party
                                                                        payment
                                                                        iduring
                                                                        hospitalisation
                                                                        for
                                                                        surgery | On
                                                                        request
                                                                        24 hours
                                                                        a day | 
                                                                    
                                                                      | In
                                                                        France :
                                                                        Daily
                                                                        hospital
                                                                        charge
                                                                        and
                                                                        private
                                                                        room | up
                                                                        to
                                                                        49 euro
                                                                        per day | 
                                                                    
                                                                      | Consultations,
                                                                        visits,
                                                                        procedures
                                                                        carried
                                                                        out by
                                                                        GP or
                                                                        specialist
                                                                        (until
                                                                        130 euro
                                                                        per year
                                                                        for eye
                                                                        care
                                                                        consultations) | 100%
                                                                        of the
                                                                        french
                                                                        social
                                                                        security
                                                                        reimbursement | 
                                                                    
                                                                      | Diagnostics
                                                                        tests,
                                                                        x-rays
                                                                        and
                                                                        drugs | 100%
                                                                        of the
                                                                        french
                                                                        social
                                                                        security
                                                                        reimbursement | 
                                                                    
                                                                      | Procedures
                                                                        carried
                                                                        out by
                                                                        medical
                                                                        auxiliaries
                                                                        (following
                                                                        a clear
                                                                        liability
                                                                        accident) | 100%
                                                                        of the
                                                                        french
                                                                        social
                                                                        security
                                                                        reimbursement | 
                                                                    
                                                                      | Dental
                                                                        care (following
                                                                        a clear
                                                                        liability
                                                                        accident) | up
                                                                        to 230
                                                                        euro per
                                                                        year | 
                                                                    
                                                                      | Other
                                                                        prostheses,
                                                                        eye care
                                                                        (following
                                                                        a clear
                                                                        liability
                                                                        accident) | up
                                                                        to 230
                                                                        euro per
                                                                        year | 
                                                                    
                                                                      | Cover
                                                                        2 :
                                                                        Repatriation | 
                                                                    
                                                                      | Transportation
                                                                        or
                                                                        repatriation
                                                                        for
                                                                        medical
                                                                        reason | 100%
                                                                        of costs | 
                                                                    
                                                                      | A
                                                                        relative
                                                                        or
                                                                        friend
                                                                        to stay
                                                                        with you
                                                                        during
                                                                        hospital
                                                                        stays of
                                                                        more
                                                                        than 6
                                                                        days | Return
                                                                        ticket
                                                                        and 80
                                                                        euro per
                                                                        night
                                                                        for a
                                                                        maximum
                                                                        of 10
                                                                        nights | 
                                                                    
                                                                      | Early
                                                                        return
                                                                        home if
                                                                        a close
                                                                        relative
                                                                        dies | 100%
                                                                        of costs | 
                                                                    
                                                                      | Search
                                                                        and
                                                                        rescue
                                                                        services | up
                                                                        to 3,800
                                                                        euro | 
                                                                    
                                                                      | Returning
                                                                        your
                                                                        body to
                                                                        your
                                                                        home if
                                                                        you die | 100%
                                                                        of costs | 
                                                                    
                                                                      | Advance
                                                                        payment
                                                                        of bail
                                                                        abroad | up
                                                                        to 7,600
                                                                        euro | 
                                                                    
                                                                      | Travel
                                                                        assistance
                                                                        if
                                                                        personal
                                                                        items
                                                                        are lost
                                                                        or
                                                                        stolen | advance
                                                                        of up to
                                                                        460 euro | 
                                                                    
                                                                      | Cover
                                                                        3 :
                                                                        Counselling | 
                                                                    
                                                                      | Dialogue
                                                                        with a
                                                                        clinical
                                                                        psychologist | Up
                                                                        to 5
                                                                        telephone
                                                                        calls or
                                                                        exchanges
                                                                        of email
                                                                        per year
                                                                       | 
                                                                    
                                                                      | Cover
                                                                        4 :
                                                                        Personal
                                                                        liability | 
                                                                    
                                                                      | Bodily
                                                                        injury | up
                                                                        to 765,000
                                                                        euro | 
                                                                    
                                                                      | Physical
                                                                        and
                                                                        consequential
                                                                        damage | up
                                                                        to 460,000
                                                                        euro
                                                                        excess 76
                                                                        euro | 
                                                                    
                                                                      | Other
                                                                        damage | up
                                                                        to 92,000
                                                                        euro | 
                                                                    
                                                                      | Physical
                                                                        and
                                                                        consequential
                                                                        damage
                                                                        (group
                                                                        leader) | up
                                                                        to 12,000
                                                                        euro
                                                                        excess 76
                                                                        euro | 
                                                                    
                                                                      | Legal
                                                                        cover -
                                                                        recourse | up
                                                                        to 3,100
                                                                        euro for
                                                                        costs
                                                                        over 228
                                                                        euro | 
                                                                    
                                                                      | Cover
                                                                        5 : Personal
                                                                        accident | 
                                                                    
                                                                      | Death
                                                                        through
                                                                        accident | 7,700
                                                                        euro or
                                                                        funeral
                                                                        expenses
                                                                        for the
                                                                        under
                                                                        16's | 
                                                                    
                                                                      | Disablement
                                                                        through
                                                                        accident | up
                                                                        to 30,500
                                                                        euros,
                                                                        excess
                                                                        20% | 
                                                                    
                                                                      | Cover
                                                                        6 : Delayed
                                                                        departure | 
                                                                    
                                                                      | Reimbursement
                                                                        of fee
                                                                        charged
                                                                        by
                                                                        airline
                                                                        company
                                                                        for
                                                                        change
                                                                        of
                                                                        outward
                                                                        flight. | up
                                                                        to 100
                                                                        euro,
                                                                        airline
                                                                        tickets
                                                                        only
                                                                       | 
                                                                    
                                                                      | Cover
                                                                        7 : Baggage
                                                                        cover | 
                                                                    
                                                                      | Luggage
                                                                        wich is
                                                                        lost,
                                                                        stolen,
                                                                        destroyed
                                                                        in an
                                                                        explosion
                                                                        or fire
                                                                        or
                                                                        damaged
                                                                        by water
                                                                        during
                                                                        the trip
                                                                        or the
                                                                        stay (limited
                                                                        to 50%
                                                                        for
                                                                        valuables) | up
                                                                        to 1,000
                                                                        euro,
                                                                        excess
                                                                        of 30
                                                                        euro per
                                                                        claim
                                                                       |