| 
                                                                        We
                                                                        will
                                                                        cover
                                                                        you for
                                                                        any
                                                                        money
                                                                        that you
                                                                        have to
                                                                        pay as a
                                                                        result
                                                                        of any
                                                                        damage
                                                                        you are
                                                                        held
                                                                        responsible
                                                                        for in a
                                                                        non-business
                                                                        capacity.
                                                                        The
                                                                        journey
                                                                        to and 
                                                                        from
                                                                        your
                                                                        home and
                                                                        your
                                                                        place of
                                                                        work is
                                                                        also
                                                                        covered.
                                                                        You are
                                                                        covered
                                                                        if you,
                                                                        or any
                                                                        person
                                                                        you are
                                                                        responsible
                                                                        for, are
                                                                        held
                                                                        legally
                                                                        responsible
                                                                        for
                                                                        damage
                                                                        caused
                                                                        to a
                                                                        third
                                                                        party
                                                                        while
                                                                        travelling
                                                                        to your
                                                                        country
                                                                        of
                                                                        expatriation
                                                                        and
                                                                        during
                                                                        your
                                                                        stay
                                                                        abroad:
                                                                       | 
                                                                    
                                                                    
                                                                      | 
                                                                        Bodily
                                                                        injury,
                                                                        physical
                                                                        damage
                                                                        and
                                                                        consequential
                                                                        damage
                                                                        including
                                                                        :
                                                                       | 
                                                                      
                                                                         up
                                                                        to 7,500,000
                                                                        euro per
                                                                        claim
                                                                        | 
                                                                    
                                                                    
                                                                      | 
                                                                        -
                                                                        Inexcusable
                                                                        fault
                                                                       | 
                                                                      
                                                                         up
                                                                        to 300,000
                                                                        euro per
                                                                        victim  up
                                                                        to 1,500,000
                                                                        euro per
                                                                        year of
                                                                        insurance
                                                                        | 
                                                                    
                                                                    
                                                                      | 
                                                                        -
                                                                        Physical
                                                                        and
                                                                        consequential
                                                                        damage
                                                                       | 
                                                                      
                                                                         up
                                                                        to 750,000
                                                                        euro per
                                                                        claim  Excess
                                                                        of 150
                                                                        euro per
                                                                        claim
                                                                        | 
                                                                    
                                                                    
                                                                      | 
                                                                        -
                                                                        Accidental
                                                                        pollution
                                                                        (bodily
                                                                        injuty,
                                                                        physical
                                                                        and
                                                                        consequential
                                                                        damage)
                                                                       | 
                                                                      
                                                                         jusqu'à 750.000
                                                                        euro per
                                                                        claim  Excess
                                                                        of 150
                                                                        euro per
                                                                        claim
                                                                        | 
                                                                    
                                                                    
                                                                      | 
                                                                        -
                                                                        Damage (including
                                                                        fire,
                                                                        explosion
                                                                        and
                                                                        water
                                                                        damage)
                                                                        to
                                                                        property
                                                                        rented
                                                                        or
                                                                        borrowed
                                                                        by
                                                                        theinsured
                                                                        person
                                                                        for the
                                                                        organisation
                                                                        of
                                                                        family
                                                                        gatherings
                                                                       | 
                                                                      
                                                                         up
                                                                        to 150,000
                                                                        euro per
                                                                        claim  Excess
                                                                        of 150
                                                                        euro per
                                                                        claim
                                                                        |